House insurance. Rebuilding costs.

By The Helpful Engineer / On / In Existing Building Issues

House rebuilding costsWhen renewing your home insurance the insurance company will ask for an estimate of the rebuilding costs. But if you over estimate this figure (over-insure) you will only receive the actual rebuild costs if you have to make a claim. On the other hand if you under estimate the rebuild costs you will only receive the amount insured and you will have to make up the short fall.

Therefore while significant savings can to be made by accurately and carefully calculating the rebuild cost, there is a risk of leaving yourself with a shortfall in the event of a claim. So how does the canny consumer calculate house rebuilding costs?

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